Investing in cryptocurrencies can be an intimidating prospect, particularly for those new to the space. We’ve leveraged our deep understanding of the Luxembourg crypto market to identify the five best crypto exchanges in Luxembourg that rise above the rest. These platforms have consistently demonstrated a commitment to providing users with a secure, reliable, and intuitive trading experience, while also offering competitive fees and a diverse array of digital assets.
Summary of 5 Best Crypto Exchanges in Luxembourg
In Luxembourg, experts recommend choosing exchanges that are regulated by the Commission de Surveillance du Secteur Financier (CSSF) or relevant EU authorities when purchasing and trading Bitcoin and other cryptocurrencies. By using bank transfers, SEPA transactions, credit cards or other supported payment methods to deposit Euros, individuals can legally buy, stake, and trade various digital assets.
For those new to crypto investing in Luxembourg, we’ve evaluated the top 5 exchanges popular in the country:
- eToro – Best Overall Crypto Exchange in Luxembourg
- Kraken – Top Choice for Institutional Investors
- Bybit – Best Platform for Derivatives Trading
- Uphold – Ideal for Beginners
- Gate.io – Leading Exchange for Altcoin Variety
| Exchange | Cryptocurrencies | Trading Fees | Deposit Methods | Key Features |
| eToro | 4,500+ (Cryptos, Stocks, ETFs) | 0% Fees, ~1% Spread | Bank Transfer, SEPA, Debit/Credit Card, etc. | Multi-asset, highly regulated |
| Kraken | 200+ | 0.016% Maker, 0.26% Taker | SEPA, Debit/Credit Card | Spot, futures, staking, etc. |
| Bybit | 1,000+ | 0.01% Maker, 0.06% Taker | Bank Transfer, SEPA, Debit/Credit Card, etc. | Derivatives, staking, lending |
| Uphold | 250+ | 1% Fee, 1% Spread | Debit/Credit Card, Google Pay | Staking, precious metals |
| Gate.io | 1,700+ | 0.1% Maker, 0.2% Taker | Bank Transfer, Debit/Credit Card | Widest altcoin selection |
1. eToro
Rated as the premier crypto exchange in Luxembourg, eToro stands out for its extensive selection of over 4,500 financial assets including leading cryptocurrencies, stocks and innovative ETFs. It offers a user-friendly EUR deposit process, competitive fees around 1% spread, and robust regulatory compliance.
Best Features
- Access to 4,500+ assets including major cryptos, stocks, ETFs, commodities
- 0% trading fees with competitive spreads averaging 1%
- Minimum deposit of $10; no max deposit; $5 min withdrawal
- Supports bank transfer, credit/debit card, SEPA, and more
- Adheres to strict European regulations like CySEC, FCA, FinCEN
Why we like it: eToro provides one of the most comprehensive multi-asset investment platforms with an intuitive interface, access to crypto, stocks and ETFs, competitive fees, and rigorous regulatory oversight, making it an optimal all-in-one exchange for Luxembourg investors.
Key Metrics
- 27+ million registered users worldwide
- 4,500+ supported digital assets, stocks and ETFs
- Operating since 2007; registered in Luxembourg since 2022
- $10 minimum deposit; maximum based on payment method
- Typical spread fees of 1% for crypto trades
- High liquidity; processes several billion $ in monthly trading volume
- Allows copytrading; users can mirror strategies of top traders
- Offers eToro Academy educational guides
- Industry-leading regulation by CySEC, FCA, FinCEN and more
- 24/7 multi-language customer support
2. Kraken
Renowned as a top choice for institutional investors, Kraken is one of the oldest and most trusted exchanges, operating since 2011. It offers 200+ coins, high liquidity, advanced Kraken Pro platform, and up to 25% annual staking rewards.
Best Features
- Access to 200+ cryptocurrencies and 100+ trading pairs
- Low fees: 0.16% maker and 0.26% taker fees
- Supports EUR deposits via SEPA, card payments and more
- High liquidity and deep order books for large trades
- Kraken Pro platform for advanced charting and faster trades
- Earn up to 25% staking rewards on 15+ digital assets
Why we like it: With deep liquidity, institutional-grade features, low trading fees and an impeccable track record, Kraken is a top choice for professional Luxembourg crypto traders and entities looking to invest large sums of capital.
Key Metrics
- Founded in 2011; serving 190+ countries including Luxembourg
- 200+ supported cryptocurrencies; 100+ trading pairs
- High liquidity; $250+ billion quarterly volume
- Fees as low as 0% with sufficient 30-day trade volume
- No minimum deposits; daily withdrawal limits up to $100,000
- Supports EUR deposits via SEPA, SWIFT and card payments
- Max 25% APY staking rewards on 15+ coins like SOL, DOT, ATOM
- Advanced security; 95% of assets held in offline cold storage
- Mobile apps rated 4.6/5 on App Store; 4.5/5 on Google Play
- 24/7 chat and email customer support
3. Bybit
Bybit is a prominent Singapore-based exchange most known for its crypto derivatives offerings. Supporting 1000+ coins for spot trades and 200+ futures pairs, it hosts over 20 million global users with reliable service and security.
Best Features
- 1000+ assets for spot trades; 200+ perpetual/futures contracts
- Competitive fees: 0.01% maker and 0.06% taker spot trading fees
- Supports EUR deposits by card, bank transfers and SEPA
- Derivatives products like perpetuals, futures and options
- Earn up to 30% APY staking rewards on 20+ PoS assets
- 24/7 live chat customer service and multi-lingual support
Why we like it: With its wide range of spot and derivatives products, low fees, multiple EUR funding options, and strong emphasis on security and service, Bybit is an excellent choice for Luxembourg traders, especially those seeking crypto futures and options.
Key Metrics
- Founded in 2018; now serving 20+ million users in 180+ countries
- Offers 1000+ spot coins; 200+ futures and derivatives pairs
- Users can trade up to 100x leverage on futures contracts
- Fees as low as 0.01% maker and 0.06% taker for spot trades
- EUR deposits/withdrawals via bank transfer, card and SEPA
- Supports popular cryptos like BTC, ETH, USDT, BNB, XRP, DOGE
- Max 30% APY staking rewards with Bybit Earn product
- Processes several billions in daily derivatives trading volume
- Intuitive Bybit mobile app for iOS and Android
- Advanced charting via TradingView integration on web and app
4. Uphold
Uphold is an exceptional platform for novice investors, supporting 250+ digital assets and commodities like precious metals. With its beginner-friendly interface, Uphold makes it easy to buy, sell and trade crypto in Luxembourg.
Best Features
- Supports 250+ cryptocurrencies, 4 precious metals, and 27 fiat currencies
- Intuitive web and mobile interface ideal for beginners
- Invest in fractional amounts of cryptos, gold and silver
- Earn up to 30% APY staking rewards on 30+ digital assets
- Fund EUR via bank transfer, card payments and eWallets
- Audited proof-of-reserves for 1:1 backing of user assets
Why we like it: With a simple interface, wide selection of 250+ assets including cryptos and precious metals, and up to 30% APY staking, Uphold is an ideal choice for new Luxembourg investors looking to easily enter the crypto and commodities markets.
Key Metrics
- Launched in 2015; now serving 10+ million users in 150+ countries
- Supports 250+ cryptos, 4 precious metals, 27 fiat currencies
- Competitive fees: 1% trading fee and 1% spread
- EUR deposits via credit/debit card, bank transfer, Google Pay
- Stake 30+ coins like XRP, BTC, ETH, DOGE for up to 30% APY
- Uphold Debit Card provides cash back in crypto or fiat
- $0 minimum deposit; tiered spread and withdrawal fees
- Audited proof-of-reserves published monthly by CoinDesk
- Automated trading and easy fiat-to-crypto conversions
- Website, iOS and Android mobile apps for on-the-go access
5. Gate.io
Gate.io rounds out our top 5 as the largest exchange for altcoins, boasting an impressive 1700+ cryptocurrencies. With $5+ billion in daily volume and competitive fees, it’s a top pick for Luxembourg altcoin aficionados.
Best Features
- Widest selection of 1,700+ cryptocurrencies and trading pairs
- Competitive 0.1% maker and 0.2% taker spot trading fees
- Supports EUR deposits by card payments, bank and SEPA transfers
- Margin trading up to 20x leverage on certain assets
- Get trading fee discounts and other benefits with GT token
- Crypto futures, options, and automated Grid Trading bot
Why we like it: With its massive selection of 1,700+ assets, high liquidity, low fees, and advanced features like margin, futures and bot trading, Gate.io is the best choice for Luxembourg altcoin traders and those employing more sophisticated strategies.
Key Metrics
- Founded in 2013; now hosts 14+ million global traders
- Supports 1,700+ cryptocurrencies; 2,200+ spot trading pairs
- Processes $5+ billion in daily spot and derivatives volume
- Competitive 0.1% maker and 0.2% taker spot trading fees
- Margin trading up to 20x leverage; 300+ futures pairs
- 150+ supported countries; EUR deposits via card and bank transfer
- Native GT token provides VIP tier fee discounts and bonuses
- Stake 11+ coins like BTC, USDT, ETH for up to 13% APY
- Advanced trading features like Grid bot; iPhone and Android apps
- Crypto options, startup IEO launchpad, trading contests and more
For those interested in exploring crypto investment opportunities beyond Luxembourg, we highly recommend checking out our comprehensive guides on:
- Best Crypto Exchanges in Asia
- Best Crypto Exchanges in Thailand
- Best Crypto Exchanges in South Africa
How to Purchase Cryptocurrencies in Luxembourg
To safely and legally invest in digital currencies as a Luxembourg resident, follow these step-by-step instructions:
- Select a trustworthy exchange regulated by the CSSF or EU authorities, such as eToro, our top overall pick.
- Sign up with your email, create a strong password, and finish any required identity verification (KYC).
- Fund your EUR account balance via bank transfer, debit/credit card, SEPA or other supported method.
- Select the crypto you want to buy, enter the amount, and confirm the purchase.
- Consider moving your purchased coins to a secure private software or hardware wallet for added safety.
Legality and Regulation of Crypto Investing in Luxembourg
Is Crypto legal in Luxembourg?
Yes, buying, selling and trading cryptocurrencies is legal for individuals and institutional investors in Luxembourg. The country has taken a prudent regulatory approach under guidance from the CSSF. While the details are still evolving, key regulations like the AML/CFT Law aim to fight money laundering and terrorist financing activities involving virtual currencies. The EU’s recently passed MiCA regulation creates a regulatory licensing framework that crypto service providers must adhere to.
How is Crypto taxed in Luxembourg?
The taxation of crypto activities depends on the nature of the transactions. For individuals, crypto gains may be tax free if assets are held for over 6 months and the profit is under €500. However, professional traders and corporations are liable to pay income taxes on their crypto trading profits and any coins earned via mining, staking or lending activities. The corporate tax rate in Luxembourg is currently 24.94%. The tax treatment continues to evolve along with the broader regulatory framework.
Conclusion
These top 5 crypto exchanges – eToro, Kraken, Bybit, Uphold and Gate.io – provide excellent options for Luxembourg investors to securely buy, sell and trade digital assets. By choosing a reputable, licensed platform that supports EUR deposits and adheres to CSSF and EU regulations, users can confidently grow their crypto portfolios while minimizing risks. As always, carefully research any coins and consult a qualified tax professional before investing.
FAQs
What is the best overall crypto exchange in Luxembourg?
Based on its 4,500+ supported assets, multi-asset offerings, competitive fees, intuitive EUR deposits, and strong European regulation, eToro is our pick as the best overall crypto exchange for Luxembourg investors.
Are cryptocurrency exchanges regulated in Luxembourg?
Yes, Luxembourg’s CSSF oversees activities of crypto service providers in line with key regulations like the AML/CFT Law and the EU’s recently enacted MiCA regulation, which provides a licensing and oversight framework.
What is the most secure crypto exchange for large volume trades?
Kraken is known for its strong security measures, high liquidity and deep order books, making it a top choice for Luxembourg traders and institutions looking to securely process high volume crypto transactions.
How much are crypto trading fees on Luxembourg exchanges?
Trading fees vary by platform but generally average around 0.1% to 0.2% per trade. eToro charges zero commission but a 1% spread. Kraken fees range from 0.16% maker to 0.26% taker. Gate.io charges 0.1% maker and 0.2% taker fees.
