Can You Buy Bitcoin With Monese in 2026?
Find out how Monese customers can buy crypto in 2026, what changed after the Pockit acquisition, and which FCA-regulated exchange works best.
!How to Buy Crypto With Monese in 2026 Safely
- Monese was acquired by UK fintech Pockit in October 2024 and no longer operates as an independent company.
- Pockit posted a £10.3 million pre-tax loss and needed a £13.4 million emergency funding round in May 2026.
- Monese still doesn’t offer crypto trading directly, meaning buying crypto still means transferring GBP to an outside exchange like eToro.
Monese isn’t the standalone fintech this guide once described. Pockit acquired it in October 2024, following HSBC’s decision to write off its stake in the company and Kinnevik devaluing its own share beforehand. More in Bitcoin.
The two brands still operate separately day to day, but the integration hasn’t been smooth. Pockit reported a £10.3 million pre-tax loss for the period covering the acquisition, more than four times its prior year’s loss, and needed an emergency £13.4 million funding round in May 2026 to steady itself.
What This Means for Buying Crypto With Monese
Nothing about the mechanics has changed. Monese still has no crypto trading feature of its own, and the app still functions independently for everyday banking. The ownership change matters more as context, worth knowing before relying heavily on the account, than as something that affects a crypto purchase today.
Can You Buy Crypto With Monese?
!Learn how to buy crypto with Monese
Not directly. Monese doesn’t offer crypto trading or custody, but it allows GBP transfers to FCA authorized exchanges without restriction. That arrangement predates the Pockit acquisition and hasn’t shifted since.
Step-by-Step Guide to Buy Crypto Using Monese
Open an eToro account.
Register on eToro’s site with your personal details and complete the identity verification prompts.
Verify your identity.
eToro requires a government issued ID and proof of address to satisfy KYC requirements.
Link your Monese account.
Under the deposit section in eToro, choose bank transfer and connect your Monese account.
Deposit GBP.
Transfer funds via Faster Payments for an instant deposit, or by debit card for a small fee.
Buy your cryptocurrency.
Choose the crypto asset, enter the amount, and confirm.
Monese’s Current Position on Crypto
!Pockit and Monese crypto partnership
Monese still has no partnership with any crypto exchange and offers no digital asset products of its own, a position that hasn’t moved under Pockit’s ownership. What it permits, without restriction, is exactly what this guide relies on: GBP transfers to regulated platforms like eToro.
If Monese Restricts a Transfer
If a transfer gets flagged, opening a secondary account with a more crypto accommodating bank can serve as an intermediary step. A money transfer service like Wise is another option for moving funds into a form an exchange will accept smoothly. Either route rejoins the exchange registration process above.
Conclusion
The ownership change at Monese is worth knowing, particularly given Pockit’s rocky finances since the acquisition, but it hasn’t touched how crypto purchases actually work. That still runs through an outside exchange, and eToro remains a straightforward, FCA regulated way to turn a Monese balance into a first purchase.
FAQs
Can I buy crypto directly from Monese?
No. Monese doesn’t offer crypto trading directly. You need to use a regulated exchange like eToro and transfer GBP from your Monese account.
Is Monese still an independent company?
No. Pockit acquired Monese in October 2024. The two brands continue operating separately, but Monese is now part of Pockit.
Has the Pockit acquisition affected Monese’s banking services?
Not directly for day to day banking, but Pockit has reported significant financial losses tied to integration costs since the deal closed, which is worth factoring in when choosing where to hold larger balances.
What is the easiest way to buy crypto with Monese?
Opening an eToro account and linking it to Monese for GBP transfers remains the simplest route, with deposits landing instantly via Faster Payments.
Sources
- Pockit: Pockit Consolidates Position as Leading Fintech Through Acquisition of Monese
- DealRoom: Pockit Raises $17M as Losses Quadruple to $13.1M After Monese Acquisition
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Written by
Eric Nkando
I’m Eric Nkando, a crypto and crypto tax enthusiast, with other extensive experiences in forex and stock markets. I believe crypto and blockchain are no longer alien topics and I’m here to help investors tackle emerging issues of taxation and prudential investment strategies. My approach? Delivering clear, insightful analysis on digital assets, market trends, and trading strategies, bridging complex technical concepts with practical investment perspectives. My work has been widely published on leading financial platforms such as Investing.com, FXLeaders, and The Distributed.
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